There are lots of reasons the public calls on Associated Appraisers, Inc (410) 487-1390

To many, an appraisal just looks like another fee on the settlement sheet for a home sale or refinance. Nearly all lenders still need a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation systems that might appear less expensive than an appraisal. But is obtaining a mortgage the only reason to get an appraisal? Are there additional instances when the services of a licensed, independent real estate professional might come in handy? Of course there are.


	For real estate appraisals in Towson and Baltimore County, it's easiest when your order online from Associated Appraisers, Inc (410) 487-1390, just click here.

Dispute your tax assessment in Baltimore County

It's probable you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are determined by a past assessment of your real estate, so if values have declined in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Associated Appraisers, Inc (410) 487-1390 is your best evidence. At Associated Appraisers, Inc (410) 487-1390,we can assist you in appealing your tax assessment.

PMI removal to lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the property, many lenders ask buyers to purchase an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often folded into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to dismiss the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Associated Appraisers, Inc (410) 487-1390 will produce a statement regarding the value of your home. The expense of the home valuation can often be regained in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Associated Appraisers, Inc (410) 487-1390 will help you settle a divorce with less stress

A divorce can be a very traumatic ordeal for both parties, and it is often even more complicated by the troublesome decision of who keeps the home. It's a good idea to order an appraisal from Associated Appraisers, Inc (410) 487-1390 so both parties are entirely aware of the true market value of their property, regardless of the situation.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with help from Associated Appraisers, Inc (410) 487-1390Settling an estate

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to handle these affairs, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Relocating to or from Baltimore County?

We are aware of the headaches associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, as well as information regarding any recent sales or listings in their area that they want considered during our detailed process.

Let Associated Appraisers, Inc (410) 487-1390 assist you in selling your home quickly at the right price

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.